People often make a mistake thinking of SR-22 as car insurance. In practice, it is not insurance but a form that you need to file with your state to ensure that you are following auto liability insurance requirements.
The Lack Of An SR-22 Could Cause Problems In Everyday Driving, Get It Done
Get QuoteDUI or DWI or other alcohol violation conviction
Serious speeding ticket convictions
Multiple minor violations in a short period
Cited by the state for driving without SR-22 for the vehicle
Being involved in an accident while driving without insurance
For those who are convicted of driving either while intoxicated or under the influence of drugs. The SR-22 becomes mandatory in order to be able to drive again.
This is mandatory for those convicted of a major violation while driving, things such as driving negligence or speeding over 20mph over speed limits. These drivers must carry the SR-22 insurance document while driving.
The drivers who have driven recklessly or have been at fault for multiple violations file an SR-22 car insurance form as required by the courts.
If a car accident occurs and the car is not under insurance coverage, the court may order the driver to carry the SR-22.
The driver may need to produce an SR-22 car insurance document if he/she seeks to get back their license after suspension of the same.
The SR-22 form needs different documents for each state. Contact the automobile insurance department of your state.
At the time of filing SR-22, you need to follow three major steps.
Contact an insurance agent and find if he issues SR22 in your state.
Limit differs from one state to another. Ask details from your provider.
Insurance agencies usually prefer electronic submission. Make sure it is done
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