Medicare Part A Coverage - Hospitalization

If you have paid the requisite number of quarters or qualify through Railroad retirement or other qualifying conditions Medicare Part A is free. It is the part of Medicare that covers hospital care and many of its expenses.

What does Part A Coverage include?

  • Inpatient care in a hospital including medications used during hospitalization.
  • Skilled nursing facility care generally for rehabilitation.
  • Nursing home care in a skilled nursing facility but not custodial or long-term care.
  • Hospice care.
  • Home health care on an intermittent basis as well as therapies like PT, OT and speech.
Get Quote

What Part A does not cover

  • Part A does not cover long term custodial care nor home services to anyone who is not certified by a physician to be homebound.

  • Nor will it pay for home services like meals delivered to hom, cleaning or home maker services or personal care like bathing.

  • It will not cover the cost of a private room, private skilled nursing care or expenses for telephone or television if they are a separate charge.


Hospitalization limits and costs?

The bulleted list below refers to a benefit period which begins with your admission and ends when you have not gotten any inpatient care for 60 days.

  • $1,408 deductible for each benefit period.
  • Days 1–60: $0 coinsurance for each benefit period.
  • Days 61–90: $352 coinsurance per day of each benefit period.
  • Days 91 and beyond: $704 coinsurance per each "lifetime reserve day" after day 90 for each benefit period (up to 60 days over your lifetime).
  • Beyond lifetime reserve days : all costs.

As with all information provided here any additional questions can be answered by going to the Traditional Medicare website.

Get Quote

What Our Clients Say

Browse below to see what our clients have to say about us. Here are some of the comments that our clients have made.

Latest News From Our Blog

Get the latest insurance news on various products like Life Insurance, Car Insurance, Health Insurance and Home Insurance. Our experts offer you guidance, tips and for all.